You got pre-approved for $350,000 but you were expecting $450,000. What happened? Most buyers don't realize lenders look at more than just your income. They're calculating your debt-to-income ratio, credit utilization, and even how much you've been moving money around lately. That $600 car payment and those student loans you forgot about? They just knocked $100,000 off your buying power. A good Mortgage Lender Katy TX will walk you through this before you fall in love with a house you can't afford. Understanding Home Loans Katy TX means knowing these numbers before you start shopping, not after you've made an offer. Susan Adams Valor Home Loans : https://www.google.com/maps?cid=5235098593169527665 Read the full story : https://socialytime.com/blogs/123856/Why-You-Got-Pre-Approved-for-Less-Than-You-Expected