You thought workers' comp would handle everything when your employee got hurt on the job, but then the claim got denied and now you're facing a lawsuit. This happens more often than you'd think. The problem isn't always the insurance itself, it's how the policy was set up in the first place. Maybe you didn't classify employees correctly, or the injury happened during an activity that wasn't covered. When you work with an Insurance Agency Indianapolis IN, they should explain these gaps upfront. Business owners often assume Aseguranza Para Negocio Indianapolis covers all workplace injuries automatically, but there are exceptions buried in every policy. Understanding what's excluded matters just as much as knowing what's included. RF Insurance Agency : https://www.google.com/maps?cid=15913193887751514833 Read the full story : https://socialytime.com/blogs/127857/Why-Your-Business-Insurance-Didn-t-Cover-That-Employee-Injury