You just got rear-ended at a red light, and the first words out of your mouth could wreck your insurance claim. Most people instinctively say "I'm sorry" or "I'm fine" at the scene, not realizing these statements get weaponized against them later. Your Auto Insurance Company El Cajon CA will tell you that admitting fault, even politely, can slash your payout or kill it entirely. Even saying you're not hurt when adrenaline's masking your pain gives adjusters ammunition to deny injury claims weeks later. If you've got coverage through a Whole Life Insurance Agency near me or Home Insurance Company near me, those carriers talk to each other. Stick to facts only: exchange information, take photos, and let the investigation determine fault. Farmers Insurance - Domingo Jimenez Insurance Agency : https://www.google.com/maps?cid=3125294269241349795 Find out more : https://mushlovesocial.com/blogs/286747/Stop-Saying-This-After-a-Car-Accident-It-Can-Kill