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2026-01-22 11:00:18 -

How Does the Basel 3.1 "Output Floor" Impact the Interest Rates Offered by Smaller Building Societies vs. Major Banks?
The implementation of Basel 3.1, often referred to as the "Basel endgame," represents the most significant shift in banking regulation since the 2008 financial crisis. As of January 2026, the Prudential Regulation Authority (PRA) has formally introduced these standards into the UK market, fundamentally altering how financial institutions calculate the capital they must hold against their...

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2025-12-11 13:32:17 -

What Additional Qualifications Boost a Mortgage Advisor's Salary?
Mortgage advisors play a critical role in helping clients navigate the complex landscape of home finance, ensuring that borrowers receive tailored advice that meets their needs. While foundational qualifications such as the CeMAP certification are essential, additional credentials can significantly enhance a professional’s knowledge base and earning potential. Qualifications like CeRER...

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